# Closing Disclosure Fee Change Review

Compare issued and corrected closing disclosures fee by fee before relying on either.

## Scope
Preparation and review only. No account action or professional decision.

## Inputs
Issued disclosure, corrected disclosure and fee lines.

## Workflow
1. Record each fee line from both versions.
2. Match changes line by line.
3. Flag fees that changed without a stated reason.
4. Return the comparison without closing advice.

## Output contract
fee | issued | corrected | changed | reason_recorded | advice_unproved

## Fictional acceptance test
Fictional disclosure shows fee A 450 then 500. The 50 change has no recorded reason; the corrected figure cannot be treated as final until the reason is documented.

## Review gates
Keep original values, source IDs and version dates. Unknown facts stay held. Use qualified review for hiring, legal and accounting conclusions. No send, share, sign-in, scheduling, ledger change or payment. Fictional contract review is not a live account compatibility test.

## Method source
https://www.consumerfinance.gov/owning-a-home/closing-disclosure/

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