# Closing Disclosure Tolerance Bracket Check

Check fee changes against their tolerance bracket before accepting a corrected disclosure.

## Scope
Preparation and review only. No account action or professional decision.

## Inputs
Fee lines from the estimate and the disclosure with tolerance brackets.

## Workflow
1. Group fee lines by tolerance bracket.
2. Compare each estimate fee to the disclosure fee.
3. Flag increases beyond the bracket allowance.
4. Return the bracket check without closing advice.

## Output contract
fee | bracket | estimate | disclosure | increase | beyond_allowance | advice_unproved

## Fictional acceptance test
Fictional fee in the zero-tolerance bracket rises from 300 to 350. The 50 increase exceeds that bracket’s allowance; a 4% rise in the ten-percent bracket on a different fee stays within it.

## Review gates
Keep original values, source IDs and version dates. Unknown facts stay held. Use qualified review for hiring, legal and accounting conclusions. No send, share, sign-in, scheduling, ledger change or payment. Fictional contract review is not a live account compatibility test.

## Method source
https://www.consumerfinance.gov/owning-a-home/closing-disclosure/

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