# Escrow Analysis Annual Statement Check

Check escrow accounts have the annual analysis statement on file.

## Scope
Preparation and review only. No account action or professional decision.

## Inputs
The escrow accounts in the portfolio and the annual statement recorded for each.

## Workflow
1. Count the escrow accounts.
2. Count those with the annual statement on file.
3. Recompute the on-file share.
4. Return the check without contacting any servicer.

## Output contract
portfolio | escrow_accounts | statements_on_file | missing | on_file_pct | verdict

## Fictional acceptance test
Fictional portfolio had 48 escrow accounts and 45 annual statements on file: 94% on file with 3 missing.

## Review gates
Keep original values, source IDs and version dates. Unknown facts stay held. Use qualified review for hiring, legal and accounting conclusions. No send, share, sign-in, scheduling, ledger change or payment. Fictional contract review is not a live account compatibility test.

## Method source
https://www.consumerfinance.gov/ask-cfpb/what-is-an-escrow-or-impound-account-en-140/

Checked October 30, 2026. Oct24 live AIS Search Console (sc-domain property, tej@groweasy.ai, Saturday audit): Oct 16-22 complete week 12 clicks, 697 impressions, 1.7% CTR, position 14, vs Oct 9-15 22 clicks, 937 impressions, 2.3% CTR, position 10.6. Top queries: muse in india 13i, how to use muse in india 11i, finance analytics ai agent skill 10i, deepseek for finance 9i, ai assistant use cases 8i. Google Trends verified Oct 24: muse ai 90-day interest cooled from Sep 24 peak 97 to the low 60s; ai agent skills flat 1-4. Site impressions are query leads, not monthly volumes; exact topic volume is unmeasured.