# HUD-1 Line Item Recheck

Recheck a HUD-1 charge against the estimate figure it should track.

## Scope
Preparation and review only. No account action or professional decision.

## Inputs
The charge on the HUD-1 line and the estimate figure for the same charge.

## Workflow
1. Record the HUD-1 line charge.
2. Record the estimate figure for it.
3. Recompute the difference.
4. Flag the line when the difference passes the tolerance that applies.

## Output contract
file | hud1_charge | estimate_charge | difference | verdict

## Fictional acceptance test
Fictional HUD-1 line showed an origination charge of 2,400 against an estimate of 2,200: a 200 increase flagged for tolerance review.

## Review gates
Keep original values, source IDs and version dates. Unknown facts stay held. Use qualified review for hiring, legal and accounting conclusions. No send, share, sign-in, scheduling, ledger change or payment. Fictional contract review is not a live account compatibility test.

## Method source
https://www.consumerfinance.gov/ask-cfpb/what-is-a-hud-1-settlement-statement-en-196/

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