# Insurance Closing Evidence Check

Map documented lender insurance requirements to supplied binders and policy dates before closing.

## Scope
Preparation and review only. No account action or professional decision.

## Inputs
Lender requirement list; binder/policy IDs; property/address; named insured; coverage dates; closing date; jurisdiction.

## Workflow
1. Match property and borrower identifiers with the supplied lender requirement.
2. Compare required coverage and effective dates to binder evidence without judging legal sufficiency.
3. Distinguish quote, application, binder and policy; a quote is not proof of cover.
4. Return unresolved items for lender/insurance professional confirmation; no insurance purchase or closing promise.

## Output contract
requirement | document_type | property_match | effective_date | coverage_evidence | missing_fact | reviewer

## Fictional acceptance test
Fictional closingOct 15 but binder startsOct 16. Flag date gap without declaring the transaction invalid. A premium quote with no binder remains unconfirmed coverage.

## Review gates
Keep original values, source IDs and version dates. Unknown facts stay held. Use qualified review for hiring, legal and accounting conclusions. No send, share, sign-in, scheduling, ledger change or payment. Fictional contract review is not a live account compatibility test.

## Method source
https://www.nar.realtor/the-facts/consumer-guide-steps-between-signing-and-closing-on-a-home

Checked October 8, 2026. Oct8 live GSC through Oct5: marketing copilot 37 impressions, Planable/Claude 33 and Planable/ChatGPT 23, campaign brief 12 and reports 11. Marketing/social topics follow these parent-query leads; other professions follow method-source workflow needs, not exact query measurements. Exact monthly volume is unmeasured.