# Loan Estimate Fee Tolerance Check

Check closing fees against the loan estimate’s tolerance limits.

## Scope
Preparation and review only. No account action or professional decision.

## Inputs
The loan estimate fees and the final closing fees.

## Workflow
1. Record the estimated fee.
2. Record the final fee.
3. Compare against the tolerance category.
4. Return the check without lender contact.

## Output contract
loan | fee | estimated | final | difference | tolerance_category

## Fictional acceptance test
Fictional estimate lists a lender fee of 1,100; the closing figures show 1,320: a 220 increase on a fee in the zero-tolerance category.

## Review gates
Keep original values, source IDs and version dates. Unknown facts stay held. Use qualified review for hiring, legal and accounting conclusions. No send, share, sign-in, scheduling, ledger change or payment. Fictional contract review is not a live account compatibility test.

## Method source
https://www.consumerfinance.gov/ask-cfpb/what-is-a-loan-estimate-en-1995/

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