# Reverse Mortgage Eligibility Note Check

Check a reverse mortgage eligibility note against the age threshold and equity figures.

## Scope
Preparation and review only. No account action or professional decision.

## Inputs
The youngest borrower's age, the home value and the existing mortgage balance.

## Workflow
1. Record the youngest borrower's age.
2. Record the home value and existing balance.
3. Recompute the equity as value minus balance.
4. Flag the note when the age threshold is unmet or the equity is misstated.

## Output contract
file | youngest_age | home_value | balance | equity_recomputed | verdict

## Fictional acceptance test
Fictional note had a youngest borrower of 62, a home value of 320,000 and a balance of 90,000: age threshold met with recomputed equity of 230,000.

## Review gates
Keep original values, source IDs and version dates. Unknown facts stay held. Use qualified review for hiring, legal and accounting conclusions. No send, share, sign-in, scheduling, ledger change or payment. Fictional contract review is not a live account compatibility test.

## Method source
https://www.consumerfinance.gov/ask-cfpb/what-is-a-reverse-mortgage-en-227/

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