# Title Commitment Requirement and Exception Map

Keep conditions for issuing insurance separate from matters excluded from coverage.

## Scope
Preparation and review only. No account action or professional decision.

## Inputs
Exact commitment/version, Schedule B-I and B-II excerpts, property ID and local qualified reviewer.

## Workflow
1. Map every item to its actual section and original wording.
2. Use the insurer educational distinction: requirements seek issuance conditions; exceptions identify excluded matters.
3. Do not treat satisfying a requirement as proof an exception disappeared.
4. Return insurer/attorney questions, not legal advice or a coverage verdict.

## Output contract
property | commitment_version | section | original_item | requirement_or_exception | disposition_source | hold

## Fictional acceptance test
Fictional B-I requires lien release while B-II lists easement E. A lien-release receipt does not prove easement E is covered or removed. Preserve both and ask the qualified reviewer. Source is a Virginia insurer educational handout, not universal law.

## Review gates
Keep original values, source IDs and version dates. Unknown facts stay held. Use qualified review for hiring, legal and accounting conclusions. No send, share, sign-in, scheduling, ledger change or payment. Fictional contract review is not a live account compatibility test.

## Method source
https://www.oldrepublictitle.com/media/5076/va-commitment-requirements-exceptions-handout.pdf

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