# Title Insurance Beneficiary Policy Map

Separate lender protection from owner protection when reviewing closing documents.

## Scope
Preparation and review only. No account action or professional decision.

## Inputs
Property/transaction IDs, policy or quote, named insured, coverage scope and qualified local instructions.

## Workflow
1. Match policy documents to the transaction.
2. Record whether lender or owner is the named protected party.
3. Keep lender coverage separate from an owner-policy promise.
4. Return coverage questions without choosing insurance or interpreting local law.

## Output contract
transaction | policy_type | named_insured | documented_coverage | owner_coverage_evidence | hold

## Fictional acceptance test
Fictional quote shows lender policy only. It does not prove the homeowner has an owner policy. No owner policy document means owner coverage remains unverified, not automatically absent.

## Review gates
Keep original values, source IDs and version dates. Unknown facts stay held. Use qualified review for hiring, legal and accounting conclusions. No send, share, sign-in, scheduling, ledger change or payment. Fictional contract review is not a live account compatibility test.

## Method source
https://www.nar.realtor/the-facts/consumer-guide-deeds-and-titles

Checked October 12, 2026. Oct12 live AIS Search Console: marketing Copilot37 impressions, Planable/Claude38, Planable/ChatGPT24, campaignbrief12, investoragent19, MuseIndia100. Social calendar/reporting topics follow parent-query leads; other professions follow documented workflow needs, not measured exact intent. Site impressions are not monthly volumes; exact topic volume is unmeasured.