Debt Service Cash Tax Formula Basis

Show how a lender-defined cash-tax adjustment changes debt-service coverage without asserting one universal formula. Preparation only, not an account action.

What to provide

EBITDA, cash taxes, principal due, interest due, period and lender-defined formula.

How it works

1. Record the exact formula policy from the lender or reviewer.
2. Distinguish EBITDA proxy from actual cash flow.
3. Calculate supplied EBITDA-only and cash-tax-adjusted illustrative bases separately.
4. Return policy-sensitive results without credit advice or covenant certification.

The output

period | EBITDA | cash_taxes | principal | interest | basis | illustrative_DSCR | hold

Worked fictional example

Fictional EBITDA 120,cash taxes20,principal30,interest20 produce2.4 on EBITDA/(principal+interest) and2.0 on (EBITDA-cash taxes)/(principal+interest). Unknown covenant policy prevents a compliance verdict.

Checks and limits

Keep source versions and original values. Unknowns stay unknown. Use qualified review for regulated, legal or hiring decisions. No live account compatibility test, send, share, schedule, ledger change or payment is authorized.

More finance workflows · How-to guides

Method: reviewed source. Demand lead: Oct13 live AIS Search Console: marketing Copilot37 impressions, Planable/Claude43, Planable/ChatGPT24, campaignbrief12, investoragent19, MuseIndia103. Social calendar/reporting topics follow parent-query leads; other professions follow documented workflow needs, not measured exact intent. Site impressions are not monthly volumes; exact topic volume is unmeasured. Checked October 13, 2026.