Check a debt-to-equity ratio against the debt components included in the numerator. Preparation only, not an account action.
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One complete Markdown file. No subscription or fabricated setup files.
Download SKILL.mdWhat to provide
Total liabilities, long-term debt, total equity, and the reported ratio.
How it works
- Record total liabilities, long-term debt and total equity.
- Compute the ratio on total liabilities.
- Compare to the reported ratio and identify the numerator basis.
- Return the check without restatement.
The output
total_liabilities | long_term_debt | equity | computed_de | reported_de | difference
Worked fictional example
Fictional balance sheet shows total liabilities of 450,000 and equity of 300,000, a ratio of 1.50; a reported 1.20 used only long-term debt of 360,000, an input-scope gap of 0.30.
Checks and limits
Keep original values, source IDs and version dates. Unknown facts stay held. Use qualified review for hiring, legal and accounting conclusions. No send, share, sign-in, scheduling, ledger change or payment. Fictional contract review is not a live account compatibility test.
More finance workflows · How-to guides
Method: reviewed source. Demand lead: Documented finance workflow need from the reviewed source; not measured exact intent. Site impressions are not monthly volumes; exact topic volume is unmeasured. Checked October 22, 2026.