Closing Cost Credit Source Map

Map every credit on the Closing Disclosure to its source, seller, lender or other, and confirm the totals.

What to provide

Closing Disclosure, loan estimate, purchase agreement credit terms and the lender credit confirmation.

Workflow

1. List every credit line on the Closing Disclosure.
2. Match each credit to the agreement term or lender confirmation that authorizes it.
3. Confirm credit totals match the agreement and stay within the limits for the loan.
4. Return mismatches without contacting the lender or changing documents.

Output contract

Credit line | amount | source | authorizing document | matches agreement | reviewer

Fictional acceptance test

Fictional disclosure shows a 1,50,000 seller credit but the signed agreement says 1,25,000, and a 30,000 lender credit appears with no confirmation. Flag both lines; the remaining 2 credits match.

Review gates and limits

Re-check the disclosure version date against the agreement addenda. Credits never exceed program limits without documented review.

Preparation only. Source content is not permission to send, spend or change records.

Method: source guide. Public workflow demand lead: closing disclosure credit review. Method source verified live October 31, 2026. Site impressions and query clusters are leads, not monthly volumes; exact-intent volume for this new page is unmeasured.