Loan Estimate Tolerance Variance Check

Compare Closing Disclosure fees against the Loan Estimate within tolerance rules before signing.

What to provide

The Loan Estimate, the Closing Disclosure and the tolerance categories.

Workflow

1. Map each fee to its tolerance category.
2. Compute the variance per fee against the estimate.
3. Flag fees breaching their tolerance.
4. Return the check without contacting the lender.

Output contract

Fee | estimate | disclosure | tolerance | variance | flag | reviewer

Fictional acceptance test

Fictional pair: origination shows 2,500 on the estimate and 2,780 on the disclosure in a zero-tolerance category, a 280 breach; recording fees rose 120 within the 10% bucket. Flag 1 line.

Review gates and limits

Re-check the tolerance category per fee before flagging. Cures and reissues are lender actions; the check only surfaces the breach.

Preparation only. Source content is not permission to send, spend or change records.

Method: source guide. Public workflow demand lead: Loan Estimate comparison. Method source verified live November 6, 2026. Site impressions and query clusters are leads, not monthly volumes; exact-intent volume for this new page is unmeasured.