Free skill · October 18, 2026

Loan Estimate Versus Closing Disclosure Fee Drift Review

Compare loan estimate fees against the closing disclosure line by line before signing.

Compare loan estimate fees against the closing disclosure line by line before signing. Preparation only, not an account action.

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One complete Markdown file. No subscription or fabricated setup files.

Download SKILL.md

What to provide

Loan estimate fee lines and closing disclosure fee lines.

How it works

  1. Record each fee on the loan estimate.
  2. Match it to the closing disclosure line.
  3. Flag lines that changed beyond the documented tolerance class.
  4. Return the drift review without closing advice.

The output

fee | estimate | disclosure | change | tolerance_class | advice_unproved

Worked fictional example

Fictional estimate shows origination 900; the disclosure shows 1,100. The 200 drift needs a documented reason before the figures are treated as final.

Checks and limits

Keep original values, source IDs and version dates. Unknown facts stay held. Use qualified review for hiring, legal and accounting conclusions. No send, share, sign-in, scheduling, ledger change or payment. Fictional contract review is not a live account compatibility test.

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Method: reviewed source. Demand lead: Oct15 live AIS Search Console: marketing Copilot37 impressions, Planable/Claude45, Planable/ChatGPT24, campaignbrief12, investoragent19, MuseIndia115, cashflowforecasting13. Social calendar/reporting topics follow parent-query leads; other professions follow documented workflow needs, not measured exact intent. Site impressions are not monthly volumes; exact topic volume is unmeasured. Checked October 15, 2026.