Check a payoff quote against the funding date and per-diem interest. Preparation only, not an account action.
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One complete Markdown file. No subscription or fabricated setup files.
Download SKILL.mdWhat to provide
The payoff amount, its good-through date, the per-diem rate, and the funding date.
How it works
- Record the payoff amount and good-through date.
- Record the funding date and per-diem interest.
- Compute the shortfall if funding lands after the quote expires.
- Return the check without lender contact.
The output
loan | payoff_amount | good_through | funding_date | days_past | per_diem | added_cost
Worked fictional example
Fictional payoff quote of 312,400 is good through October 31; funding is scheduled for November 3, 3 days past validity: at 51.37 per diem that is about 154.11 more for the 3 days.
Checks and limits
Keep original values, source IDs and version dates. Unknown facts stay held. Use qualified review for hiring, legal and accounting conclusions. No send, share, sign-in, scheduling, ledger change or payment. Fictional contract review is not a live account compatibility test.
More real-estate workflows · How-to guides
Method: reviewed source. Demand lead: Documented real-estate workflow need from the reviewed source; not measured exact intent. Site impressions are not monthly volumes; exact topic volume is unmeasured. Checked October 23, 2026.