4 focused workflows

AI agents for finance teams: keep forecasts, budgets and reports current.

Keep budgets, forecasts, spend requests and reports current.

AI agents for finance teams: free, ready-made AI agents for the jobs this role repeats every week, plus guides, free prompts and honest comparisons.
Free skills

Free skills for finance work

Focused Markdown workflows you can download and give to the assistant you already use.

Budget Variance Explainer

Calculate planned-versus-actual differences with a sign convention and show why a number moved before proposing a fix.

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Revenue Forecast Assumption Check

Turn an approved revenue forecast into a traceable driver table and sensitivity cases without presenting model output as booked revenue.

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Expense Approval Routing Check

Check an expense packet against the approved policy and prepare a review route without approving or paying it.

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Revenue Forecast Backtest Ledger

Compare a frozen forecast with actual results and separate driver error from changed reporting scope without rewriting the old forecast.

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Cash Flow Scenario Timing Bridge

Show how delayed receipts change weekly cash without treating a forecast as booked revenue or hiding a shortfall.

Loan Covenant Definition Check

Map financial ratios to the signed agreement's definitions and test headroom without inventing a legal covenant.

Cash Forecast Actual Variance Bridge

Explain forecast-versus-actual cash differences as timing, amount or missing-entry issues without rewriting the forecast.

Forecast Scenario Probability Check

Check the meaning of scenario weights before a weighted forecast is quoted as the expected outcome.

Variance Sign Convention Check

Keep favorable/unfavorable labels aligned with metric type rather than treating every positive difference as good.

Working Capital Period Bridge

Explain receivable, inventory and payable movements without treating their net as profit or cash by itself.

Sensitivity Grid Formula Audit

Check whether a sensitivity table changes the intended driver while holding the approved baseline fixed.

Debt Balance Movement Reconcile

Bridge debt balances without confusing cash repayments, accrued interest and principal.

Model Unit Scale Crosscheck

Catch mixed rupees, thousands and millions before totals are combined.

Cash Flow Noncash Addback Review

Identify supported noncash adjustments without adding a charge twice in an indirect cash-flow bridge.

Capital Expenditure Versus Depreciation Bridge

Reconcile a fixed-asset movement while keeping cash additions and depreciation separate.

Model Opening Balance Rollforward

Check whether each forecast period begins at the prior reviewed closing balance.

Retained Earnings Movement Bridge

Tie retained earnings movements to supplied profit and distribution evidence.

Inventory Profit Cash Timing Bridge

Explain supplied inventory balance movement separately from cash paid and cost of goods sold.

Interest Accrual Versus Cash Bridge

Reconcile supplied interest expense, paid interest and interest payable without replacing accrual with cash.

Prepaid Expense Movement Bridge

Reconcile supplied prepaid assets and expense releases without equating cash paid to current expense.

Accrued Expense to Invoice Crosswalk

Link supplied accrual reversals and later invoices without recognizing the same expense twice.

Collection Curve Period Allocation

Check an approved receivable collection curve before projecting monthly cash receipts.

Prepaid Release Service Days Check

Check an approved day-based expense allocation against the documented service period.

Capital Asset Disposal Evidence Bridge

Separate asset additions, depreciation and disposals in a supplied balance movement.

Receivable Days Denominator Policy Check

Check the revenue basis and period length before using a receivable-days assumption.

Inventory Purchases and Cost-of-Sales Bridge

Review an inventory movement assumption separately from cash payments to suppliers.

Payables Purchases and Payment Bridge

Tie supplier purchases to the payable balance using documented payments and adjustments.

Debt Maturity Principal and Interest Map

Separate debt principal maturity from interest expense and cash timing in a model review.

Interest Coverage Numerator Basis Check

Label EBIT and EBITDA coverage separately and hold undefined interest denominators.

Cash Conversion Cycle Component Bridge

Explain how inventory, receivable and payable days contribute to a cash-cycle change.

Cash Cycle Average Balance Basis

Check whether day ratios use comparable average balances rather than mixed opening and closing snapshots.

Cash Cycle Days Period-Length Crosscheck

Hold a cash-cycle comparison when components mix quarter and annual day counts.

Cash Cycle Negative Duration Evidence

Explain a negative cash-cycle result without treating it as a calculation error or financial health verdict.

Quick Ratio Prepaid Exclusion Basis

Name the quick-ratio policy before comparing calculations that treat prepayments differently.

Liquidity Ratio Snapshot Date Alignment

Hold a liquidity comparison that divides assets and liabilities from different dates.

Debt Service Cash Tax Formula Basis

Show how a lender-defined cash-tax adjustment changes debt-service coverage without asserting one universal formula.

Debt Service Principal Due Denominator

Use repayment obligations for the measurement period rather than the entire loan balance.

Debt Service Flow Period Alignment

Hold a debt-service ratio that divides one quarter of earnings by one year of payments.

Markup and Gross Margin Denominator Map

Keep cost-based markup separate from revenue-based gross margin.

Target Margin and Markup Price Review

Compare illustrative prices for a stated margin target versus a markup target.

Gross Operating and Net Margin Scope Bridge

Keep COGS-only profit separate from operating and all-expense earnings.

Contribution Variable Selling Cost Scope

Include supplied variable selling costs before calling product contribution equal to gross profit.

Break-Even Indivisible Unit Rounding

Show the whole-unit requirement when a break-even quotient is fractional.

Contribution Ratio Revenue Break-Even

Keep break-even sales revenue separate from a unit quantity.

Contribution Mix Shift Break-Even Recheck

Recompute break-even when the sales mix changes instead of reusing a single-product ratio.

Operating Leverage Contribution Bridge

Review how a sales change flows to operating income through contribution.

Margin Bridge Price Cost Split Check

Split a margin change into price-driven and cost-driven parts before explaining it.

Break-Even Target Profit Units Check

Compute units needed for a target profit instead of reusing the break-even figure.

Contribution Margin Ratio Drift Review

Review a shifting contribution margin ratio before applying it to a new period.

Price Versus Volume Profit Bridge Check

Split a profit change into price and volume parts before explaining it.

Margin of Safety Shrink Review

Recompute the margin of safety when sales slip instead of reusing last period’s buffer.

Fixed Variable Cost Misclassification Check

Review mixed costs treated as pure fixed or pure variable before a model runs on them.

Absorption Versus Variable Costing Profit Gap Check

Split a profit difference between the two costing methods before explaining results.

Depreciation Method Year-One Expense Check

Check that the year-one depreciation expense matches the stated method.

Working Capital Component Recheck

Recheck that working capital equals current assets minus current liabilities.

Price Versus Volume Variance Split Check

Split a sales variance into its price and volume parts before explaining it.

Cash Conversion Cycle Component Recheck

Recheck the cash conversion cycle from its three components before quoting it.

Current Versus Quick Ratio Recheck

Recheck that current and quick ratios were not swapped in a liquidity summary.

AR Turnover Days Sales Outstanding Recheck

Recheck the receivables turnover and days sales outstanding before a collections review.

Dupont Component Decomposition Recheck

Recheck a three-part DuPont decomposition against the reported return on equity.

Ebitda Versus Operating Cash Flow Bridge

Bridge EBITDA to operating cash flow using working capital, cash interest and cash taxes.

Asset Turnover Average Denominator Check

Check an asset turnover ratio against the average-assets denominator convention.

Inventory Turnover Dio Bridge

Bridge inventory turnover to days inventory outstanding and back.

Days Payable Outstanding Recheck

Recheck days payable outstanding against the period length used in the formula.

Debt To Equity Component Check

Check a debt-to-equity ratio against the debt components included in the numerator.

Return On Assets Component Recheck

Recheck return on assets against the average-assets denominator.

Wacc Weight Sum Check

Check that the capital weights in a WACC build sum to one.

Payback Period Cash Flow Recheck

Recheck a payback period against the annual cash flows used.

Ebitda Add Back Recheck

Recheck EBITDA against the add-backs it should include.

Current Ratio Component Check

Check a current ratio against the current-asset and current-liability components.

Npv Discount Rate Input Recheck

Recheck an NPV result against the discount rate actually applied.

Dcf Terminal Value Input Recheck

Recheck a DCF terminal value against its growth and rate inputs.

Gross Margin Component Check

Check a gross margin against the revenue and cost of goods sold used.

Adjusted EBITDA Add-back Recheck

Recheck adjusted EBITDA against the add-backs it was meant to include.

Budget Variance Driver Map

Map each budget variance to the driver that explains it.

Revenue Cutoff Period Check

Check recognized revenue against the period the goods shipped.

Free Cash Flow Conversion Rate Recheck

Recheck the free cash flow conversion rate against the figures that produce it.

EBITDA Margin Recheck

Recheck the EBITDA margin against the figures that produce it.

Operating Margin Recheck

Recheck the operating margin against the figures that produce it.

Days Sales Outstanding Recheck

Recheck days sales outstanding against the figures that produce it.

Cost of Goods Sold Recheck

Recheck the cost of goods sold against the inventory figures that produce it.

Net Profit Margin Recheck

Recheck the net profit margin against the figures that produce it.

Enterprise Value Component Recheck

Recheck the enterprise value against the components that produce it.

Accounts Payable Turnover Recheck

Recheck the accounts payable turnover against the figures that produce it.

Return on Equity Recheck

Recheck the return on equity against the figures that produce it.

Inventory Turnover Recheck

Recheck inventory turnover from cost of goods sold and average inventory.

Debt to Equity Ratio Recheck

Recheck the debt to equity ratio from recorded liabilities and equity.

Operating Cash Flow Component Recheck

Recheck operating cash flow from its recorded components.

Finance Analytics Summary Tie-Out Check

Tie every figure in an AI-drafted finance analytics summary back to the source ledger or model before the summary circulates.

Rolling Forecast Version Delta Review

Compare two versions of a rolling forecast line by line and record who changed each assumption and why.

Capex Request Evidence Pack Check

Check a capital expenditure request pack for the quotes, payback arithmetic and approvals your policy requires before review.

Board Pack Metric Consistency Review

Review the board pack for the same metric computed differently across sections before circulation.

Exchange Rate Source Consistency Note

Record the single exchange rate source and date used across a report so figures stay convertible.

Accrual Reversal Next Period Check

Check that accruals booked at period end reverse in the next period so expenses are not doubled.

Cash Forecast Horizon Consistency Note

Check that every section of the cash forecast uses the same horizon and opening balance.

Debt Covenant Report Deadline Register

Register covenant reporting deadlines with submission evidence so no certificate is late.

Budget Rollover Approval Evidence Check

Check that budget rollovers into the new period carry documented approval at the right level.

Variance Commentary Evidence Link Check

Link every budget variance comment in the reporting pack to supporting evidence before the pack ships.

Forecast Assumption Change Log

Log what changed between forecast versions so reviewers see the deltas, not just the latest numbers.

Accrual Cutoff Period Evidence Check

Check that period-end accruals sit in the correct period with invoice or service evidence.

Finance Metric Definition Consistency Register

Register metric definitions so finance reports compute the same number the same way.

Cash Flow Statement Indirect Method Tie Out

Tie out the indirect-method operating section from net income to operating cash flow.

Sensitivity Table Assumption Range Check

Check that a sensitivity table spans the stated assumption range at the stated steps.

Scenario Analysis Range Consistency Check

Check that scenario cases differ only by the stated assumptions so comparisons stay honest.

AR Invoice Dispute Hold Register

Register disputed receivables with hold reasons so collection effort stops on genuinely disputed invoices.

AP Duplicate Invoice Detection Scan

Scan accounts payable for duplicate supplier invoices before payment.

Working Capital Target Variance Note

Note variance from working capital targets with the driver per component.

Fixed Asset Depreciation Schedule Check

Check depreciation schedules for correct method, life and salvage before close.

Financial Statement Cross Tie Check

Tie the statements to each other so a break between them surfaces before the pack ships.

Supplier Invoice Approval Evidence Check

Check that supplier invoices carry matching purchase orders and approvals before payment runs.

Receivables Aging Follow-Up Consistency Note

Note whether overdue invoices got the follow-up the collections policy says they should.

Trial Balance Adjustment Evidence Check

Check that trial balance adjustments carry support and approval before statements are drafted.

General Ledger Posting Period Check

Check that transactions posted to the right period so cutoff errors do not distort the close.

Budget Versus Actual Variance Review

Calculate supplied budget differences while keeping timing explanations separate from unverified causes.

Working Capital Ratio Trend Note

Compare supplied current assets and liabilities across two periods without treating a ratio as a solvency judgment.

Cash Flow Statement Section Check

Check that supplied operating, investing and financing cash flows bridge to the stated change in cash.

Expense Receipt Currency Conversion Note

Prepare a currency conversion note for expense receipts using the supplied rate source without posting entries.

Recurring Subscription Spend Review

Classify recurring subscription charges using the approved cost register without cancelling any service.